Last minute RVing tax tips

RV loan interest is tax deductible.

Did You Know that Interest Paid on Most RV Loans

Is Tax Deductible as Home Mortgage Interest?

If you did not read on….

To qualify, the Internal Revenue Service (IRS) has ruled that:

  • The RV must be used as security for the loan.
  • The RV must have basic sleeping, cooking, and toilet facilities.
  • The RV must be rented out less than 15 days per year.
  • Interest expense deductions on the RV must exceed the taxpayers standard deduction.
  • Nearly all RV types — motor-homes, travel trailers, truck campers and many folding camping trailers — are equipped with these facilities.*

So enjoy the benefits of RV travel and get a tax advantage too!

*An RV with full facilities can qualify as a “dwelling unit” under the IRS code section 280A(f)(1). The U.S. tax court case of Haberkorn v. Commissioner, 75 T.C. 259 (Nov. 12, 1980 filed) gives further guidance on the tax deductibility of RVs. Taxpayers many not claim the interest from more than two qualified homes on their tax returns. Ask your tax adviser for more information.

Advertisements

Top ten reasons to retire to an RV in Pennsylvania

Keystone RV, Keystone RV Dealer, PA Keystone RV, rv dealers Pennsylvania, Lerch RV, rv dealers, rv dealers York PA, rv dealers Harrisburg PA, rv dealers Lancaster PA, Open Range 5th wheel, Open Range travel trailers, Open Range 5th wheels, Open Range travel trailers, Open Range Roamer 5th wheels, Springdale 5th wheels, , used travel trailers Pennsylvania, used 5th wheels Pennsylvania, rvs Pennsylvania, used rvs Pennsylvania, rv parts Pennsylvania, rv service Pennsylvania

Retire to the RV lifestyle

Retirement is the time for a simpler life and the chance to do things you didn’t have time for when working. Living the RV lifestyle in retirement has several advantages. Here are ten of the most thought of…

Ten reasons to retire to an RV;

  1. Live your retirement dreams. Are there places you’ve wanted to visit but never took the time or perhaps didn’t have the money to do so? Now you can travel at your leisure and visit all those places. Whether it’s visiting national parks, following the Oregon Trail, playing at amusement parks or getting your fill of country western music, it’s all there for you
  2. Take your house with you:Instead of having to pack and unpack and hassle with airports or schlepping luggage in and out of motels, everything is there. Some RVs come with air or pillow-top mattresses, or you can add your own. Instead of sleeping on a lumpy mattress or too hard one night, then too soft the next, enjoy your own. Your bathroom is clean and you can relax at night on your comfortable sofa or La-Z-Boy recliner.
  3. Zero yard work and cleaning house is a breeze: With only a couple of hundred square feet to clean, cleaning house takes just a few minutes. There is no lawn to mow or yard to maintain.
  4. Stay active: Most experts agree that staying active prolongs and improves quality of life. Living in an RV provides many ways to stay active physically and mentally. When traveling, you have to stay engaged with life!
  5. Live less expensively: An RV is much less expensive to maintain than a house. Nightly campground fees are normally less than property tax and maintenance expenses on a stick house. Many expenses in the RV lifestyle can be controlled so you can cut back in a budget category when needed.
  6. Meet new people and make new friends:RVers are very friendly people. Opportunities are constant to meet new people. Get involved with an RV club or at an RV resort and find a whole new community. Working or volunteering as you travel is another way to meet people and make friends.
  7.  One house, many views:When you get tired of one view, move on to the next. RVing is the ideal way to snow bird. Go where it is cool in the summer and where it is warm in the winter. Change your ocean view to a mountain view in a matter of a few hours.
  8. No property taxes: Enjoy home ownership (your RV) without property taxes. Rent an RV space for as long as you want, then move.
  9.  Have many new experiences:You can actively have so many new experiences and be part of them rather than experience them vicariously on the boob tube. Stand where Lewis and Clark stood on their Voyage of Discovery. Crew for a hot air balloon at Albuquerque. Kayak among whales in Glacier Bay. Hike part of the Appalachian Trail. Or visit historical monuments; an auto tour at Gettysburg makes you feel like you are part of the Civil War.
  10. Visit friends and relatives: Visiting friends and relatives in an RV makes visiting so much more fun. Even if you are parked in their driveway, you have your own space. Or,stay at a nearby RV park so you are not instant babysitters!

Do you know of any other reasons to retire to the RVing Lifestyle?  If so please post them.

This is an excerpt from a list compiled by Jaimie Hall Bruzenak. Jamie is an RV Lifestyle Expert. She has been RVing since 1992.

Safe Travels and Happy RVing!

Pennsylvania RVers get the big AdVANTAGEs.

Vantage. The new perspective in camping.

A brand new perspective in camping. Vantage from Keystone combines timeless beauty with modern technology to create a new travel trailer unlike anything on the market today. By utilizing curved,laminated fiberglass side walls and an arched roof, Vantage delivers wide-body livability and comfort in a look that clearly stands apart. And the Vantage interior is also extraordinary, tastefully incorporating contemporary-glazed maple cabinets, two-tone fascia, and an open spaciousness that is uncommon and pleasing. Available in three distinct floor-plans including a quad bunk model.

"Keystone RV" "Lerch RV" RV "PA RV Dealer" camper camping campers "tag along" "tow behind" "bunk model" "bunk house camper" "RV lifestyle" glamping caravan "Go RVing" RVing "new camper sale" "camper dealer" "new camper" "RV dealer" "PA RV Dealership" towing "used campers" "weekend fun" "family fun" "recreational vehicle" recreation "summer fun" "keystone rv company" "fith wheel" "5th wheel camper" "travel trailer" "ultra lite trailer" "half ton towable" "light camper"

The Big AdVANTAGEs

  • Classic, timeless shape that will look good many years from now.
  • Clean, uncluttered exterior.
  • Cool tone high gloss gray exterior with black accents(bumper, wheel-well, windows).
  • Low slung chassis with a shorter overall height (to top of A/C).
  • Curved side walls, exterior and interior, creating a 101” wide body
  • Uniform window line (all windows same height and distance off floor), clean appearance.
  • Large (7″) radius transition from side wall to roof.
  • Slide-outs that conform to wall curvature – inside and out!
  • Full front and rear caps. No boxy edges.
  • Window awning on front cap conceals window, provides exterior storage location.
  • Recessed LED exterior lighting throughout. Even in bunk area.
  • Classic round tail lights recessed into cap.
  • Center stop lamp.
  • Separate high impact ABS rear bumper with hair-cell finish.
  • Exterior convenience center on ODS.
  • Vaulted ceiling with 7’interior height.
  • Low center of gravity allows for smoother towing.

"Keystone RV" "Lerch RV" RV "PA RV Dealer" camper camping campers "tag along" "tow behind" "bunk model" "bunk house camper" "RV lifestyle" glamping caravan "Go RVing" RVing "new camper sale" "camper dealer" "new camper" "RV dealer" "PA RV Dealership" towing "used campers" "weekend fun" "family fun" "recreational vehicle" recreation "summer fun" "keystone rv company" "fith wheel" "5th wheel camper" "travel trailer" "ultra lite trailer" "half ton towable" "light camper""Lerch RV""Keystone Vantage""Pennsylvania RV Sales"

Contact Pennsylvania’s first Keystone Vantage Dealer today for more information on this remarkable camper. You can reach us at 800-722-1236.

Pennsylvania Eastern Sportsman and Outdoor Show

Keystone RV, Keystone RV Dealer, PA Keystone RV, rv dealers Pennsylvania, Lerch RV, rv dealers, rv dealers York PA, rv dealers Harrisburg PA, rv dealers Lancaster PA, Open Range 5th wheel, Open Range travel trailers, Open Range 5th wheels, Open Range travel trailers, Open Range Roamer 5th wheels, Springdale 5th wheels, , used travel trailers Pennsylvania, used 5th wheels Pennsylvania, rvs Pennsylvania, used rvs Pennsylvania, rv parts Pennsylvania, rv service Pennsylvania

Calling all outdoor sports enthusiasts! The 2012 Eastern Sports & Outdoor Show, the largest event of its kind in North America is just for you.  Join fellow outdoor sports buffs for up to 9 days of testing the latest hunting and fishing products, planning outdoor sport and camping vacations, shopping fishing boats, RVs, SUVs and ATVs, meet your favorite outdoor celebrities, and much more! Test your skills with a variety of outdoor sport-related contests based on skill and talent. Bring your friends and family to join in the many entertainment offerings designed for any and all ages. Don’t miss the best sportsman show on this side of the Mississippi…

Show Hours:

Saturday, February 4 10am – 7pm
Sunday, February 5 10am – 5pm
Monday, February 6 10am – 7pm
Tuesday, February 7 10am – 7pm
Wednesday, February 8 10am – 7pm
Thursday, February 9 10am – 7pm
Friday, February 10 10am – 7pm
Saturday, February 11 10am – 7pm
Sunday, February 12 10am – 5pm

The Harrisburg Farm Show Complex offers 60 acres of convenient parking. Parking at the Farm Show Complex lot and at the nearby H.A.C.C. parking lot (available only on weekends) is $8.00. Complimentary continuous shuttle bus service is provided between the complex and off-site lots. Signage on major roads around the show will direct drivers to parking lots on Elmerton Avenue. Free Parking is also available at Bass Pro Shops.

Kids Day: February 11,2012

Mark your calendars for Kids Day 2012 – Don’t miss the fun! Bring your family and join us for a day full of special events and activities geared specifically for children and families. Help us get the youth involved in the great outdoor sports of hunting, fishing and wildlife preservation. Your children are the future of these great sports…Pass On The Tradition!

Visit Pennsylvania’s largest travel trailer dealership, Lerch RV at booth 1271, right outside the exciting Archery Hall.

Safe Travels and Happy RVing!

Pennsylvania RVers Boost Phone and Internet Range with an Antenna

I came across this great post about external antennas for your RV or trailer. I would guess that 99% of all RVers travel with a cell phone to keep in touch, plus they have a laptop computer to get travel info and email. That’s all great and good as long as you stay in the city where the reception is good. But RVers usually don’t spend their vacations in cities, they like to explore the great outdoors in their RVs and trailers. Unfortunately, there may be times when you have to sacrifice the modern-day amenities of mobile phones and internet connections. However, if you get a long-range antenna, that possibility can be reduced.
Keystone RV, Keystone RV Dealer, PA Keystone RV, rv dealers Pennsylvania, Lerch RV, rv dealers, rv dealers York PA, rv dealers Harrisburg PA, rv dealers Lancaster PA, Open Range 5th wheel, Open Range travel trailers, Open Range 5th wheels, Open Range travel trailers, Open Range Roamer 5th wheels, Springdale 5th wheels, , used travel trailers Pennsylvania, used 5th wheels Pennsylvania, rv's Pennsylvania, used rv's Pennsylvania, rv parts Pennsylvania, rv service Pennsylvania

This omnidirectional antenna is a good antenna for maximizing your reach when you’re in the middle of nowhere!
Here’s one RVer’s method: This gentleman mounted a roof-mount style satellite dish base on the top of his motor-home, using the appropriate sealant to prevent water leakage. But instead of topping the mount with a satellite dish, he used U-bolts to mount a omnidirectional/tri-band cellular antenna. This one covers frequency ranges for both his cell phone and his wireless broadband/internet card.

He routed the connection cable from the antenna, down through the rig’s gray water holding tank vent line. Inside the rig he bored a hole into the vent line (where it was accessible from in the living area), routed the cable out of the vent line, and then used a sealant to both “keep the stink out,” and to act as a protective grommet to prevent friction between the vent pipe and the antenna coax. The whole shooting match plugs into either the cell phone, or into a jack in his broadband card. If your card doesn’t have a jack for an antenna, there are inductive couplers that attach to broadband cards, allowing you to rig them to an external antenna.

Once on location, it’s a simple job to climb up the RV’s roof access ladder, lift the satellite dish mount into its “working” position, then turn the antenna around to point to the nearest cellular site. With a 24dB gain, this setup will bring signal roaring in that might otherwise be lost in space.[RV Tech Tips]

Take the time this winter to add some accessories like this to your RV. Then in the spring you’ll have some new RV toys to play with!

Safe Travels and Happy RVing!

Pennsylvania RV Owners Be Aware! Please USe Safe Towing Tips

Defensive driving skills and practice result in safe, enjoyable towing

Towing a trailer is certainly not difficult, but it does represent a step up in complexity from driving a solo vehicle, requiring new awareness of combined vehicle length, trailer width, braking distance, turning characteristics and several other vital factors that must be considered while towing a trailer. Most of us drive trucks, SUVs or passenger cars daily, and graduate to RVs only occasionally. Thus, it’s always necessary to make a mental transition and try to keep the size and handling characteristics of the larger rig in mind. Allowing solo-vehicle habits to take over may result in a tendency to make turns too tightly, run over curbs, hit stationary objects such as overhanging tree limbs or to follow too closely.

Eyes on the Road
The first towing precautions are those that precede towing — matching the tow vehicle and trailer correctly, adhering to weight limits and making sure hitch selection and adjustment are correct, as described elsewhere in this guide. And it’s also important to refresh defensive driving skills. From there, the real fun begins. The combined length of tow vehicle and trailer, as well as the combined weight, must be in the forefront of your mind, right from the start. Maintaining extended following distances is one of the most important towing-related driving habits that initially is difficult to adhere to because we tend to fall into our typical driving habits. Even though trailer brakes may be functional, braking distances almost always are extended.

It’s also important to make lane changes carefully and slowly, and to allow extended distances for passing. Good, solidly mounted extendable mirrors with large reflective areas — adjusted properly — are also essential. Speedy traffic seems more tolerant of slow 18-wheelers than of slow RVs, which makes courtesy an important safety factor for RV owners because an irate driver trying to pass can be a serious safety threat; courtesy is not only the consideration of others, it’s a safety issue. Frequent monitoring of rearview mirrors is necessary; when a vehicle is tailgating and trying to pass, we should help by driving slightly to the right to give the other driver a better view of the road ahead, even if a passing opportunity does not exist at the time. We should use turnouts whenever possible and avoid following another vehicle so closely that a vehicle overtaking from the rear cannot return to the proper lane.

Time for a Brake
While RV brakes are adequate for most situations, care is necessary to avoid overheating, which can lead to brake fade. If brake fade occurs, it will likely be on steep downgrades. If this happens, friction will raise the temperature of brake pads and linings to extremely high levels, resulting in temporary loss of braking. The cure is prevention — downshifting to a gear range that is low enough to retard speed sufficiently that brakes need not be used more than occasionally. This way, enough braking performance is reserved to make an emergency stop, should it become necessary.

When braking on a grade is necessary, apply the brakes intermittently, with moderate pressure, and release the pedal to allow the brakes to cool. The action of electric trailer brakes should be apparent to the driver, and sufficient enough to handle the trailer’s weight. The controller should be adjusted so that maximum braking action does not cause trailer-wheel lockup. Improper controller adjustment is a major cause of inadequate braking, so it’s wise to study the manufacturer’s instructions. Travel-trailer instability (fishtailing) should not occur in a well-balanced, well-hitched combination, but if it does, independent activation of trailer brakes usually will bring the trailer back into line.

Back-Up Plans
All trailers require more space for turns, and travel trailers follow the tow-vehicle track more closely than do fifth-wheels, which track farther to the inside of a turn. There is need for continual awareness, which should eventually become second-nature after a modest amount of on-the-road experience. Fifth-wheel trailers are different to back than conventional trailers, and require more practice for someone accustomed to backing a conventional trailer. A well-used technique involves placing one’s hand at the bottom of the steering wheel and moving it in the same direction the trailer is intended to go. It’s more effective with travel trailers than with fifth-wheels, which often require more turning of the steering wheel. Hand-held two-way radios can allow an assistant to more effectively relay backing instructions to the driver.

Before each trip, it’s essential to check the tires to assure that inflation pressures match those molded on tire side walls (cold), or that they are appropriate for your load (consult load/inflation tables). Also, be sure to inspect all vehicle fluids and make sure trailer-wheel lug nuts are tightened to factory specifications. Trailering is a great way to explore the new horizons and a great way to check out the wonderful camping destinations that are available to owners of recreational trailers. But always keep in mind that defensive driving will pay off in safe travel.

If you have any questions about safe towing practices, call your central Pennsylvania RV Dealer at 800-722-1236.  We will gladly answer any questions that you may have.

Safe Travels and Happy RVing!

Portions of this blog are a re-posting of an article from Trailer Life Magazine

Lerch RV can help you if you want to Finance your RV…

If you are one of many families across the country who go camping often and enjoy the outdoors, the next step is for you to invest in a RV. Unfortunately for many families, it ends there.

"Keystone RV" "Lerch RV" RV "PA RV Dealer" camper camping campers "tag along" "tow behind" "bunk model" "bunk house camper" "RV lifestyle" glamping caravan "Go RVing" RVing "new camper sale" "camper dealer" "new camper" "RV dealer" "PA RV Dealership" towing "used campers" "weekend fun" "family fun" "recreational vehicle" recreation "summer fun" "keystone rv company" "glamping" "fith wheel" "5th wheel camper" "travel trailer" "Open Range RV"

The average family of today cannot afford to purchase their own RV. Families have too many other stresses on the family budget that come first.

Lerch RV has the capability to assist you when it comes to purchasing a fifth wheel or travel trailer for the family.

Your new RV may qualify for some of the same tax benefits as a second home mortgage. Of course, check with your tax advisor, but to qualify for these benefits, such as the deductible of interest on the loan, the RV must be used as security for the loan along with providing basic living accommodations such as a sleeping area, bathroom and cooking facilities. The RV is considered a qualified second residence as long as you designate it as that for each tax year.

Your RV might actually cost you less in the end if you finance your purchase. The bottom line is that if you are thinking of buying an RV, you should check financing options to maximize your purchase enjoyment. What are the advantages of Financing through a RV Lending Specialist? Down payments are lower although final terms are determined based on your credit profile and the age, type and cost of the RV being purchased. And financing through RV lenders usually requires down payments in the 10% range.

Finance terms are longer / Monthly payments are lower, because RV finance specialists know that RVs maintain their value and resale appeal, they tend to offer more attractive terms. In fact, it’s not uncommon to find 15-20 year repayment schedules to help you afford the RV of your dreams. Consider allowing Lerch RV to help you in financing that new camper. And you’ll be on the road enjoying your new RV before you know it!